Tiered KYC Orchestration Demo
AltFiScore intelligently selects the right KYC tier per transaction. Low-value purchases get fast soft checks. High-value purchases get full identity verification. Pick a product below to see which tier triggers and why.
Consumer view
The consumer never sees AltFiScore. They only see their BNPL provider (FastPay).
Premium single-origin coffee delivered every 2 weeks
Will trigger: SOFT KYC
Low-value · returning customer · Plaid name-match only
Customer: Sarah Park · sarah.park.demo@altfiscore.com
Solid oak frame, premium leather upholstery, made in USA
Will trigger: ENHANCED KYC
Mid-value · Plaid name-match + identity database lookup
Customer: Marcus Chen · marcus.chen.demo@altfiscore.com
Carbon frame, 600W motor, integrated GPS, 80mi range
Will trigger: HARD KYC
High-value · full document verification + biometric
Customer: David Thompson · david.thompson.demo@altfiscore.com
Developer view
Server-to-server API call. AltFiScore decides, FastPay displays.
Click a "Pay with FastPay" button on the left to see the live HTTP request fire.
POST /v1/decisions/bnpl
Authorization: Bearer altfi_test_••••
Content-Type: application/json
How AltFiScore fits in
$25-$500. Plaid bank-account name-match. ~2 seconds. No friction.
$500-$5K. Plaid + Persona identity database lookup. ~5 seconds.
$5K+ or first-time. Document upload + biometric. ~30 seconds.
